How to Check Your Asaan Karobar Finance Application Status – Simple Steps

The Asaan Karobar Finance Scheme is a great initiative by the Punjab Government to support small business owners. The main goal of this scheme is to provide financial help so that small businesses can grow stronger and keep running smoothly.

If you have applied for the Asaan Karobar Finance Scheme, it’s very important to check your application status. This way, you’ll always know what’s happening with your application and won’t miss any important updates.

Before we discuss how to check your status, let’s briefly understand what this scheme is about.

The Asaan Karobar Finance Scheme is started by the Punjab Government to support small business owners and people who want to start their own business. With this scheme, you can get a loan without any interest—yes, you don’t have to pay extra money back! You can borrow from Rs. 1 million up to Rs. 30 million, based on what your business needs.

The main purpose of this scheme is to help you start your business, grow it bigger, or make it better. It also aims to create more jobs for people in Punjab.

Let’s get straight to the point. Here’s the simplest way to check your application status, even if you’re not tech-savvy.

1. Get Connected

First things first, make sure your phone or computer is connected to the internet.
No internet? Borrow your cousin’s WiFi or head to a friend’s place. You’ll need it.

2. Visit the Official Portal

Open your web browser (like Chrome or Firefox) and go to the official portal:
akc.punjab.gov.pk.

3. Click on “Login”

Look for the “Login” button—usually at the top right corner.
Click it. Don’t worry, you’re almost there.

4. Enter Your Details

You’ll see a form with three boxes:

• Enter your CNIC number (without dashes)
• Type in your password (the one you set during registration)
• Fill in the captcha code (the squiggly letters or numbers)
• Hit “Submit” or “Login“

5. Find the ‘Application Status’ Section

Once you’re in, look for the “Application Status” tab or section.
Click it. Here’s where the magic happens.

6. Check Your Status

You’ll see your application’s current status. It could say:

• Under Process (still being reviewed)
• Approved (congrats!)
• Rejected (don’t panic, there’s more on this below)
• Verification Error (maybe a document is missing)
• Additional Documents Required (upload what’s needed)

7. Note Down Any Errors

If you see terms like “PSID” or “Null,” it usually means there’s a verification issue.
Don’t freak out—these can often be fixed by updating your info or calling the helpline.

Prefer not to use online services? No problem—you have alternative options available.

1. Call the Helpline

A friendly customer service rep will ask for your CNIC and application number.
They’ll update you on your status and guide you if there’s a problem.

2. Visit Your Nearest Bank Branch

Take your CNIC and application reference number to the nearest participating bank branch.
A bank officer can check your status and help you with next steps.

Status Message	What It Means & What To Do
Under Process	Your application is being reviewed. Wait for updates.
Approved	Congrats! Follow the next steps to get your loan/card.
Rejected	Application didn’t meet criteria. Check for errors or call.
Verification Error/Null	Missing or incorrect info. Edit your form or call helpline.
Additional Documents	Upload the requested documents ASAP.

Keep these ready for application and troubleshooting:

• CNIC (Computerized National Identity Card)
• Passport-size photo
• Proof of business (rent agreement, registry, etc.)
• Proof of income/expenses
• References (not blood relatives)
• Tax documents (NTN, FBR registration)
• Any extra docs requested by the portal.

Checking your Asaan Karobar Finance Scheme application status is easy—if you know where to look and what to do. Whether you prefer online, phone, or in-person, you’ve got options.
Stay calm, keep your documents ready, and don’t hesitate to ask for help if you hit a snag.