How To Apply Asaan Karobar Card Step-by-Step Process

How To Apply Asaan Karobar Card Step-by-Step Process

Byadmin

Asaan Karobar Card was started by Punjab’s Chief Minister, Maryam Nawaz. This card is made to help young people start new businesses or improve the ones they already have. With this scheme, you can get an interest-free loan of up to 10 lakh rupees using a special digital card. If you want to apply, just follow the easy steps given below.

Apply Asaan Karobar Card

To apply Visit the Asaan Karobar Card website, register with your CNIC, fill the application, upload documents, and submit online. Here’s how you do it, step by step.

Step 1: Go to the Official Website

  • Open your phone or computer.
  • Type in: akc.punjab.gov.pk.
  • This is the official site for the Asaan Karobar Card.

Step 2: Click “Register Now”

  • On the homepage, find the button that says “Register Now” or “Apply for Asaan Karobar Card.”
  • Click it.

Step 3: Fill Out Your Profile Information

You’ll see a form. Fill in these details:

  • Full name (as per CNIC)
  • CNIC number
  • Date of birth
  • Father or husband’s name
  • CNIC issue and expiry date
  • Mobile number (must be active)
  • Select your mobile network

Set a password and confirm it. Make sure you remember this password!

Step 4: Submit and Confirm

  • Double-check all your details.
  • Click “Register.”
  • You’ll get a confirmation SMS on your mobile.

Step 5: Log In to Your Account

  • Go back to the website and click “Login.”
  • Enter your CNIC and password.

Step 6: Fill Personal and Business Information

Once logged in, you’ll see your dashboard.
Now fill in:

  • Personal info (address, marital status, etc.)
  • Business details (business name, type, address, monthly income/expenses).

If you’re starting a new business, just write your business idea and plan.

Step 7: Add Loan Details

  • Tell them how much money you need (up to Rs. 10 lakh).
  • Explain what you’ll use the money for (buying stock, paying rent, etc.).

Step 8: Upload Documents

Attach clear photos or scans of:

  • CNIC (front and back)
  • Proof of address
  • Business proof (if available)
  • Bank statement (if available).
  • Hit “Save & Next” after each section.

Step 9: Review and Submit

  • Check everything again.
  • If all looks good, click “Submit.”
  • You’ll need to pay a non-refundable fee of Rs. 500 online or through bank.

Step 10: Wait for Confirmation

  • Your application will be checked by the team.
  • You’ll get SMS updates if they need more info or when your card is approved.

Step 11: Get Your Card

  • If approved, you’ll get the Asaan Karobar Card (like an ATM card) at your address or from the bank.
  • Use it for your business as needed.

Why Apply for the Asaan Karobar Card?

  • Interest-free loan up to Rs. 10 lakh
  • Easy monthly installments
  • No interest, no markup
  • Simple and online process
  • For new and existing businesses
  • Helps you pay for business expenses, bills, and more

Honestly, it’s a golden chance for anyone dreaming of running their own shop, salon, store, or any small business.

Who Can Apply? (Eligibility Criteria)

Before you start, check if you fit these requirements:

  • You are between 21 and 57 years old.
  • You live in Punjab, Pakistan.
  • You have a valid CNIC (identity card).
  • You own a small business or want to start one in Punjab.
  • You have a registered mobile number.
  • You have a clean credit history (no big unpaid loans).
  • You haven’t taken a similar government business loan before.
  • You can pass a basic test (psychometric or credit check).
  • Special support for women, differently-abled, and climate-friendly businesses.

What Documents Do You Need?

Keep these ready before you start your application:

  • CNIC (front and back photo).
  • Proof of residence (utility bill, rent agreement, etc.).
  • Business proof (if you already have one).
  • Bank statement (last 1-2 years, if available).
  • Registered mobile number.
  • PRA/FBR registration papers (if you have them).
  • Business plan (for new businesses).

Conclusion

The Asaan Karobar Card 2025 is a life-changing opportunity for anyone in Punjab dreaming of starting or growing a small business.

The process is simple, the support is real, and the benefits are huge.
Don’t wait—get your documents ready, follow these easy steps, and grab your chance to shine.

FAQs

Yes, there’s no interest or markup for three years.

Up to Rs. 10 lakh (1 million) on the card.

Yes, as long as you live in Punjab and meet the other requirements.

You’ll get an ATM-style card to use for business payments and cash withdrawals.

Contact the issuing bank or helpline right away to block and replace your card.

Late payments may affect your credit record and future loan chances.

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