How to Check Asaan Karobar Finance Scheme Application Status
The Asaan Karobar Card (AKC) Scheme, started by CM Punjab Maryam Nawaz, is designed to help young people in Punjab start their own businesses. With this scheme, you can get an interest-free loan of up to 10 lakh rupees using a digital SME card. If you’ve already applied, you can easily Check your application status by following the simple steps below.
Loan Calculator
Calculation Results
- Tier 1: PKR 100,000 - 5,000,000 (Processing Fee: PKR 5,000)
- Tier 2: PKR 5,000,000 - 30,000,000 (Processing Fee: PKR 10,000)
- Interest Rate: Competitive rates as per SBP guidelines
- Repayment: Flexible monthly installments
📱 1786 (Toll Free)
🕒 9:00 AM - 5:00 PM
📍 Punjab Small Industries Corporation
Lahore, Punjab
What is the maximum loan amount?
What documents are required?
How long does the approval process take?
Personal Documents:
- CNIC (Front & Back)
- Passport Size Photo
- Income Certificate
- Bank Statements (6 months)
Business Documents:
- Business Registration
- Trade License
- Tax Returns (2 years)
- Business Plan
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What is the Asaan Karobar Card (AKC) Scheme?
Asaan Karobar Finance Scheme is a program started by CM Punjab Maryam Nawaz. It gives young people and small business owners in Punjab a chance to get interest-free loans up to 10 lakh rupees using a digital SME card. This scheme makes it simple for anyone to start or grow a business, even if they don’t have a lot of money or a long banking history.
Registration Update
As of now, new registrations for the Asaan Karobar Card Scheme are paused. If you’ve already applied, you can still check your application status and fix any errors. Stay tuned for updates if you haven’t applied yet.
How to Check Asaan Karobar Card Application Status
Let’s get straight to the point. Here’s the step-by-step process to check your application status online:
Step 1: Log in to the AKC Portal
- Go to the official Asaan Karobar Card website.
- Click on the “Login” button.
- Enter your CNIC number and password to log in.
Step 2: Access Your Application Form
- After logging in, find your application form on the dashboard.
- Click on it to open the details.
Step 3: View Your Application Status
At the top of your application form, you’ll see your current status.
Status may show as:
- Under Process
- Verified
- Rejected
- Verification Error
You can also check your PSID number (Payment Slip ID) here, which is useful for tracking and payments.
What Do Different Application Statuses Mean?
| Status | What It Means |
| Under Process | Your application is being reviewed by the team. |
| Verified | All checks are complete; you’re moving to the next stage. |
| Rejected | Your application didn’t meet the requirements. |
| Verification Error | There’s a problem with your documents or details. |
| PSID: null/Status: null | Application likely rejected or not processed. |
How to Know If Your Application is Accepted or Rejected
- Accepted: Status will say “Verified,” or you’ll receive a message from the portal or via SMS.
- Rejected: If you see “PSID: null” or “Status: null,” your application has been rejected. You can call the helpline for more details.
How to Fix Those Common Verification Errors
Let’s talk about the most common errors applicants face—and how to solve them fast.
1. Vehicle Token Tax Verification Error
What It Means:
There’s an issue with your vehicle’s excise record—maybe an unpaid token tax or challan.
How to Fix:
- Visit the excise office or E-Khidmat center to clear any dues.
- Once cleared, your status should update automatically.
- If the error remains, call the helpline (1786).
2. CNIC Verification Error
What It Means:
There’s a mismatch or problem in your NADRA records—maybe a wrong name, date of birth, or expired CNIC.
How to Fix:
- Double-check your name, CNIC number, date of birth, and expiry date.
- If the application is still editable, correct the information online.
- If not, call the helpline for help.
3. SIM Verification Error
What It Means:
The mobile number you provided isn’t registered on your CNIC, or it’s incorrect.
How to Fix:
- If you can still edit your application, update the number to the one registered on your CNIC.
- If you used someone else’s number, transfer it to your own CNIC.
- If editing isn’t possible, call the helpline.
4. Credit Assessment Error
What It Means:
Your application hasn’t been checked yet, or you may have defaulted on a bank loan, or you’ve applied for another loan elsewhere.
How to Fix:
- Wait for 2-3 days for processing.
- If the issue continues, call the Bank of Punjab helpline (111-267-200) or the scheme helpline (1786).
Common Errors and Solutions
| Error Type | What It Means | How to Fix |
| Vehicle Token Tax | Excise dues pending or record mismatch | Clear dues at Excise/E-Khidmat, call help |
| CNIC Verification | Wrong/expired CNIC or wrong info | Wait or call the helpline |
| SIM Verification | Number not on your CNIC | Change number or call helpline |
| Credit Assessment | Not checked yet or loan default | Wait or call the helpline |
What If You See “Application Rejected”?
If your portal shows “PSID: null” or “Status: null,” your application has been rejected.
What to do?
- Double-check your details for mistakes.
- Call the helpline (1786) for an explanation and see if you can reapply in the future.
Helpline Numbers for Help
Asaan Karobar Card Helpline: 1786
Bank of Punjab (BOP) Helpline: 111-267-200
Always use official numbers, and never share your CNIC or application details with anyone except official staff.
Conclusion
Checking your Asaan Karobar Finance Scheme Card application status is simple if you know the steps. Log in to the portal, check your status, and if you see any errors, follow the solutions above or call the helpline. Don’t let small mistakes stop your business dreams—fix errors quickly and keep moving forward!
